Terms of Use & Service
Earnings & Income Disclaimer
Privacy Policy
TERMS OF USE & SERVICE
THESE TERMS OF USE & SERVICE (TOS) GOVERN YOUR USE OF THIS SITE, WHICH IS PROVIDED BY OUR COMPANY. BY ACCESSING THIS SITE, YOU ARE INDICATING YOUR ACKNOWLEDGMENT AND ACCEPTANCE OF THE TOS. THE TOS IS SUBJECT TO CHANGE BY OUR COMPANY AT ANY TIME IN ITS DISCRETION. YOUR USE OF THIS SITE AFTER SUCH CHANGES ARE IMPLEMENTED CONSTITUTES YOUR ACKNOWLEDGMENT AND ACCEPTANCE OF THE CHANGES. PLEASE CONSULT THESE TERMS OF USE REGULARLY.
I. Restrictions on Use:
You may use this site only for the purposes expressly permitted by this site. You may not use this site for any other purpose, including any commercial purpose, without our Company’s express prior written consent. Your use of this site constitutes your acknowledgement and acceptance of the terms of this agreement.II. Proprietary Information:
The material and content (hereinafter referred to as the “Content”) accessible from this site, and any other World Wide Web site owned, operated, licensed, or controlled by our Company is copyrighted, and all rights reserved. Text, graphics, databases, HTML code and other intellectual property are protected by Canadian and international copyright laws, and they may not be copied, reprinted, published, reengineered, translated, hosted or otherwise distributed by any means without our Company’s express prior written consent, or unless authorized in writing elsewhere on our site, except that you may print out a copy of the Content solely for your personal use. Neither title nor intellectual property rights are transferred to you by access to this site. Our Company grants you a non-exclusive, non-transferable license to use database(s) of links to articles and resources accessible to you on our site subject to these TOS. The database(s) may be used only for viewing information or for extracting information to the extent described in these TOS. You agree to use information obtained from our Company database(s) only for your own private use or the internal purposes of your home or business, provided that is not the selling or brokering of information, or on an occasional limited basis download or print out individual pages of information that have been individually selected to meet a specific, identifiable need as indicated by our Company on a confidential basis. You may make such limited number of duplicates of any output, both in machine-readable or hard copy form, as may be reasonable for these purposes only. Nothing herein shall authorize you to create any database, directory or hard copy publication of or from the databases, whether for internal or external distribution or use.
III. Confidentiality of Codes, Passwords and Information:
You agree to treat as strictly private and confidential any subscriber code, username, user ID or password that you may have received from our Company and all information to which you have access through password-protected areas of our Company’s websites, and further agree that you will not cause or permit any such information to be communicated, copied or otherwise divulged to any other person whatsoever.
IV. Hyper-Links:
This site may be hyper-linked to other sites which are not maintained by, or related to, our Company. Hyper-links to such sites are provided as a service to users and are not sponsored by or affiliated with this site or our Company. Our Company has not reviewed any or all of such sites and is not responsible for the content of those sites. Hyper-links are to be accessed at the user’s own risk, and our Company makes no representations or warranties about the content, completeness or accuracy of these hyper-links or the sites hyper-linked to this site. Further, the inclusion of any hyper-link to a third-party site does not necessarily imply endorsement by our Company of that site.
V. Submissions:
You hereby grant to our Company the royalty-free, perpetual, irrevocable, worldwide, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display all content, remarks, suggestions, ideas, graphics, or other information communicated to our Company through this site (together, hereinafter known as the “Submission”). Our Company will not be required to treat any Submission as confidential, and may use any Submission in its business (including without limitation, for products or advertising) without incurring any liability for royalties or any other consideration of any kind, and will not incur any liability as a result of any similarities that may appear in future Company operations.
Our Company will treat any personal information that you submit through this site in accordance with our Company Privacy Policy as set forth on this site.
Furthermore, you may not post, send, submit, publish, or transmit in connection with this site any material that:
- you do not have the right to post, including proprietary material of any third party;
- advocates illegal activity or discusses an intent to commit an illegal act;
- is vulgar, obscene, pornographic, or indecent;
- threatens or abuses others, libels, defames, invades privacy, stalks, is obscene, pornographic, racist, abusive, harassing, threatening or offensive;
- seeks to exploit or harm children by exposing them to inappropriate content, asking for personally identifiable details or otherwise;
- infringes any intellectual property or other right of any entity or person, including violating anyone’s copyrights or trademarks or their rights of publicity;
- violates any law or may be considered to violate any law;
- impersonates or misrepresents your connection to any other entity or person or otherwise manipulates headers or identifiers to disguise the origin of the content;
- advertises any commercial endeavor (e.g., offering for sale products or services) or otherwise engages in any commercial activity (e.g., conducting raffles or contests, displaying sponsorship banners, and/or soliciting goods or services) except as may be specifically authorized on this site;
- solicits funds, advertisers or sponsors;
- includes programs which contain viruses, worms and/or Trojan horses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications, or disrupts the normal flow of dialogue, causes a screen to scroll faster than other users are able to type, or otherwise act in a way which affects the ability of other people to engage in real time activities via this site;
- amounts to a ‘pyramid’ or similar scheme;
- disobeys any policy or regulations established from time to time regarding use of this site or any networks connected to this site; or
- contains hyper-links to other sites that contain content that falls within the descriptions set forth above.
Although under no obligation to do so, our Company reserves the right to monitor use of this site to determine compliance with these TOS, as well the right to remove or refuse any information for any reason. Notwithstanding these rights, you remain solely responsible for the content of your submissions. You acknowledge and agree that neither the Company nor any third party that provides content to the Company will assume or have any liability for any action or inaction by Company or such third party with respect to any submission.
The Company reserves the right to fully cooperate with any law enforcement authorities or court order requesting or directing the Company to disclose the identity of anyone posting any e-mail messages, or publishing or otherwise making available any materials that are believed to violate these TOS.
VI. Disclaimer:
The materials in this site are provided “as is” and without warranties of any kind, either expressed or implied. You understand that our Company cannot and does not guarantee or warrant that files available for downloading from the Internet will be free of viruses, worms, trojan horses or other code that may manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to this site for the reconstruction of any lost data. Our Company does not assume any responsibility or risk for your use of the Internet.
Under no circumstances, shall our Company be liable for any special or consequential damages that result from the use of, or the inability to use, the materials in this site, even if our Company or an authorized representative of our Company has been advised of the possibility of such damages. Such circumstances include, but not limited to:
- use of (or inability to use) the site;
- use of (or inability to use) any site to which you hyperlink from our site;
- use of (or inability to use) offered informational programs;
- failure of our site to perform in the manner you expected or desired;
- error, defect or omission on our site;
- interruption of availability of our site;
- delay in operation or transmission of our site;
Facts and information on this website are believed to be accurate at the time they were placed on the website. Changes may be made at any time without prior notice. All data provided on this website are to be used for informational purposes only. The information contained on this website and pages within is not intended to provide specific legal, financial or tax advice, or any other advice, whatsoever, for any individual or company, and should not be relied upon in that regard. Information provided in this website is not all-inclusive and is limited to information that is made available to our Company, and such information should not be relied upon as all-inclusive or accurate.
We make no attempt to woo the unsuspecting buyer with outlandish money back guaranties. Our products and/or services speak for themselves. To truly stand behind one’s products means that you believe, beyond a shadow of a doubt, that the information contained in them is immensely valuable, and we do. However, we will gladly replace any defective product, such as a CD, audios, books or ebook within 8 days from the date of purchase. No refunds once merchandise is received by email or mail.
VII. Limitation of Liability:
Our Company, its subsidiaries, affiliates, licensors, service providers, content providers, employees, agents, officers, and directors will not be liable for any incidental, direct, indirect, punitive, actual, consequential, special, exemplary, or other damages, including loss of revenue or income, pain and suffering, emotional distress, or similar damages, even if our Company has been advised of the possibility of such damages. In no event will the collective liability of our Company and its subsidiaries, affiliates, licensors, service providers, content providers, employees, agents, officers, and directors, to any party (regardless of the form of action, whether in contract, tort, or otherwise) exceed the greater of $100 or the amount you have paid to the Company for the applicable content, product or service out of which liability arose.
VIII. Indemnity:
You will indemnify and hold the Company, its subsidiaries, affiliates, licensors, content providers, service providers, employees, agents, officers, directors, and contractors (hereinafter known as the “Indemnified Parties”) harmless from any breach of these TOS by you, including any use of content other than as expressly authorized in these TOS. You agree that the Indemnified Parties will have no liability in connection with any such breach or unauthorized use, and you agree to indemnify any and all resulting loss, damages, judgments, awards, costs, expenses, and attorney’s fees of the Indemnified Parties in connection therewith. You will also indemnify and hold the Indemnified Parties harmless from and against any claims brought by third parties arising out of your use of the information accessed from this site.
IX. Termination:
These TOS are effective until terminated by either party. You may terminate this agreement at any time by destroying all materials obtained from any and all of our Company site(s) and all related documentation and all copies and installations thereof, whether made under the terms of this agreement or otherwise. This agreement will terminate immediately without notice at our Company’s sole discretion, should you fail to comply with any term or provision of this agreement. Upon termination, you must destroy all materials obtained from this site and any and all other Company site(s) and all copies thereof, whether made under the terms of this agreement or otherwise. In addition, by providing material on our website, we do not in any way promise that the materials will remain available to you; and our Company is entitled to terminate all, or any part of any of its website(s) without notice to you
X. Jurisdiction and Other Points of Consideration:
These TOS shall be governed by, construed and enforced in accordance with the laws of the province of British Columbia, as it is applied to agreements entered into and to be performed entirely within such jurisdiction. To the extent you have in any manner violated or threatened to violate our Company and/or its affiliates’ intellectual property rights, our Company and/or its affiliates may seek injunctive or other appropriate relief in any provincial or federal court in the province of British Columbia, and you consent to exclusive jurisdiction and venue in such courts. If any part of these TOS is unlawful, void or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions. These TOS constitute the entire agreement among the parties relating to this subject matter. Notwithstanding the foregoing, any additional terms and conditions on this site will govern the items to which they pertain. The Company may revise these TOS at any time by updating this posting, without notice to you.
EARNINGS & INCOME DISCLAIMER
Every effort has been made to accurately represent these products, services, and/or techniques and their potential. Even though this industry is one of the few where one can write their own check in terms of earnings, there is no guarantee that you will earn any money using the techniques and ideas in these materials. Examples in these materials are not to be interpreted as a promise or guarantee of earnings. Earning potential is entirely dependent on the person using our product, ideas and techniques. We do not purport this as a “get rich scheme”.
Any claims made of actual earnings or examples of actual results can be verified upon request. Your level of success in attaining the results claimed in our materials depends on your commitment, effort, focus, motivation, level of desire, individual expertise, capacity and talents, business experience, your cost structure, the market in which you compete, and your ability to take effective action and implement what you learned with persistence. Since these factors differ according to individuals, we cannot guarantee your success or income level. Nor are we responsible for any of your actions.
You agree and acknowledge that the use of our information, products and services are based on your own due diligence and that our company is not liable for the results of your business which is directly or indirectly related to the purchase and use of our information, products and services.
You agree to treat as strictly private and confidential any subscriber code, username, user ID or password that you may have received from our Company and all information to which you have access through password-protected areas of our Company’s websites, and further agree that you will not cause or permit any such information to be communicated, copied or otherwise divulged to any other person whatsoever.
PRIVACY POLICY
OUR COMPANY STRIVES TO OFFER ITS VISITORS THE MANY ADVANTAGES OF INTERNET TECHNOLOGY AND TO PROVIDE AN INTERACTIVE AND PERSONALIZED EXPERIENCE. WE MAY USE PERSONALLY IDENTIFIABLE INFORMATION (YOUR NAME, E-MAIL ADDRESS, STREET ADDRESS, TELEPHONE NUMBER) SUBJECT TO THE TERMS OF THIS PRIVACY POLICY. WE WILL NEVER SELL, BARTER OR RENT YOUR EMAIL ADDRESS TO ANY UNAUTHORIZED THIRD PARTY. PERIOD.
YOUR USE OF OUR SITE(S) AND/OR YOUR REGISTRATION FOR OUR COMPANY’S PRODUCTS AND SERVICES CONSTITUTE YOUR CONSENT TO THE TERMS OF THIS PRIVACY POLICY. IF YOU DO NOT AGREE TO THE TERMS OF THIS PRIVACY POLICY, PLEASE DO NOT USE OUR COMPANY’S SITE(S).
I. How we gather information from users:
How we collect and store information depends on the page you are visiting, the activities in which you elect to participate and the services provided. For example, you may be asked to provide information when you register for access to certain portions of our site or request certain features, such as newsletters or when you make a purchase. You may provide information when you participate in sweepstakes and contests, message boards and chat rooms, and other interactive areas of our site. Like most Web sites, our Company also collects information automatically and through the use of electronic tools that may be transparent to our visitors. For example, we may log the name of your Internet Service Provider or use cookie technology to recognize you and hold information from your visit. Among other things, the cookie may store your user name and password, sparing you from having to re-enter that information each time you visit, or may control the number of times you encounter a particular advertisement while visiting our site. As we adopt additional technology, we may also gather information through other means. In certain cases, you can choose not to provide us with information, for example by setting your browser to refuse to accept cookies, but if you do you may be unable to access certain portions of the site or may be asked to re-enter your user name and password, and we may not be able to customize the site’s features according to your preferences.
II. What we do with the information we collect:
Like other Web publishers, we collect information to enhance your visit and deliver more individualized content and advertising. We respect your privacy and do not share your information with anyone.
Aggregated Information (information that does not personally identify you) may be used in many ways. For example, we may combine information about your usage patterns with similar information obtained from other users to help enhance our site and services (e.g., to learn which pages are visited most or what features are most attractive). Aggregated Information may occasionally be shared with our advertisers and business partners. Again, this information does not include any Personally Identifiable Information about you or allow anyone to identify you individually.
We may use Personally Identifiable Information collected by our Company to communicate with you about your registration and customization preferences; our Terms of Service and Privacy Policy; services and products offered by our Company and other topics we think you might find of interest.
Personally Identifiable Information collected by our Company may also be used for other purposes, including but not limited to site administration, troubleshooting, processing of e-commerce transactions, administration of sweepstakes and contests, and other communications with you. Certain third parties who provide technical support for the operation of our site (our Web hosting service for example) may access such information. We will use your information only as permitted by law. In addition, from time to time as we continue to develop our business, we may sell, buy, merge or partner with other companies or businesses. In such transactions, user information may be among the transferred assets. We may also disclose your information in response to a court order, at other times when we believe we are reasonably required to do so by law, in connection with the collection of amounts you may owe to us, and/or to law enforcement authorities whenever we deem it appropriate or necessary. Please note we may not provide you with notice prior to disclosure in such cases.
III. Affiliated sites, linked sites and advertisements:
Our Company expects its partners, advertisers and affiliates to respect the privacy of our users. Be aware, however, that third parties, including our partners, advertisers, affiliates and other content providers accessible through our site, may have their own privacy and data collection policies and practices. For example, during your visit to our site you may link to, or view as part of a frame on a Company page, certain content that is actually created or hosted by a third party. Also, through our Company you may be introduced to, or be able to access information, websites, features, contests or sweepstakes offered by other parties. Our Company is not responsible for the actions or policies of such third parties. You should check the applicable privacy policies of those third parties when providing information on a feature or page operated by a third party.
While on our site, our advertisers, promotional partners or other third parties may use cookies or other technology to attempt to identify some of your preferences or retrieve information about you. For example, some of our advertising is served by third parties and may include cookies that enable the advertiser to determine whether you have seen a particular advertisement before. Other features available on our site may offer services operated by third parties and may use cookies or other technology to gather information. Our Company does not control the use of this technology by third parties or the resulting information, and is not responsible for any actions or policies of such third parties.
You should also be aware that if you voluntarily disclose Personally Identifiable Information on message boards or in chat areas, that information can be viewed publicly and can be collected and used by third parties without our knowledge and may result in unsolicited messages from other individuals or third parties. Such activities are beyond the control of our Company and this policy.
IV. Children:
Our Company does not knowingly collect or solicit Personally Identifiable Information from or about children under 13 except as permitted by law. If we discover we have received any information from a child under 13 in violation of this policy, we will delete that information immediately. If you believe our Company has any information from or about anyone under 13, please contact us at the addresses listed below.
V. Contacting Us:
We can be reached by contacting Colin Y.J. Chung: 1 888 317 9995
VI. Changes to this Policy:
Our Company reserves the right to change this policy at any time. Please check this page periodically for changes. Your continued use of our site following the posting of changes to these terms will mean you accept those changes. Information collected prior to the time any change is posted will be used according to the rules and laws that applied at the time the information was collected.
VII. Governing law:
This policy and the use of this site are governed by the laws of the Province of British Columbia. If a dispute arises and proves impossible to arrive at a mutually satisfactory solution, we agree to submit the dispute to binding arbitration at the following location: Vancouver, British Columbia. Judgment upon the award rendered by the arbitration may be entered in any court with jurisdiction to do so.
Our Company is controlled, operated and administered entirely within British Columbia, Canada. This statement and the policies outlined herein are not intended to and do not create any contractual or other legal rights in or on behalf of any party.


